Philadelphia Fertility Institute, the legal entity registered in Pennsylvania, operates at 815 Locust Street in Philadelphia's Center City neighborhood, with patient-facing services provided under the CNY Fertility brand. The RMA Network is also listed in connection with this address (rmanetwork.com), reflecting the layered entity relationships common in the fertility industry when practices change ownership, affiliations, or brands. Locust Street in Center City is in the heart of Philadelphia's urban core — within walking distance of Washington Square, Rittenhouse Square, Jefferson Hospital, and Penn Medicine — making this one of the most transit-accessible fertility clinic locations in the Philadelphia region. Patients from across the city and the surrounding suburbs can reach this location by SEPTA rail, subway, or bus. For a broader view of fertility clinics in Pennsylvania, see the state directory.
Physicians and Clinical Team
Regardless of which brand is currently operating at 815 Locust Street, CNY Fertility is a New York-based fertility network known for its positioning as a lower-cost IVF provider with nationally competitive pricing. CNY Fertility physicians are board-certified reproductive endocrinologists who have completed three-year ACGME-accredited REI fellowships. CNY's clinical model is built around transparency in pricing and access — making IVF financially accessible to a broader patient population than traditional high-priced fertility centers typically serve.
The Philadelphia Fertility Institute entity may represent a prior ownership or affiliation structure. Patients should verify with the practice which clinical brand and physician team is currently operating at this address, as the transition from one entity or brand to another can affect the patient experience, pricing, and insurance network participation.
Services and Treatments
CNY Fertility's Philadelphia location offers:
- IVF (in vitro fertilization), with transparent per-service pricing rather than opaque bundled packages
- IUI (intrauterine insemination) with partner or donor sperm
- Egg freezing (oocyte cryopreservation) for elective and medically indicated fertility preservation
- Frozen embryo transfer (FET)
- Preimplantation genetic testing — PGT-A and PGT-M
- Donor egg IVF through CNY's extensive donor egg database and programs
- Donor sperm IUI and IVF
- Gestational carrier (surrogacy) coordination
- Male infertility evaluation: semen analysis and referral for urologic care
- PCOS diagnosis and ovulation induction
- Endometriosis-related fertility evaluation
- Recurrent pregnancy loss evaluation
- Uterine cavity assessment: sonohysterogram and hysteroscopy
- Oncofertility consultation and fertility preservation
- LGBTQ+-inclusive family building services including reciprocal IVF and known donor programs
- Natural and minimal stimulation IVF options for appropriate candidates
Laboratory and Success Rates
CNY Fertility operates its own embryology laboratory infrastructure across its network. The laboratory supports ICSI, extended blastocyst culture, embryo biopsy for PGT, vitrification, and embryo thaw. CNY's pricing model often separates laboratory fees from clinical fees transparently, which can help patients understand the full cost breakdown of an IVF cycle.
Patients should review the most current cycle-level data published by the CDC's ART Surveillance program and the SART Clinic Summary Report.
Patient Experience
815 Locust Street in Center City Philadelphia is one of the most centrally located fertility clinic addresses in the region. The location is steps from the Walnut-Locust SEPTA subway station on the Broad Street Line, and a short walk from Jefferson, Market-Frankford Line connections, and multiple bus routes. Patients without a car — or patients commuting from suburban SEPTA Regional Rail stations — can reach this address without driving.
CNY Fertility's differentiated market position is price transparency and accessibility. In a Philadelphia market where IVF can cost $15,000 or more per cycle at hospital-based academic programs, CNY's pricing model — which historically has been substantially lower — is a meaningful consideration for patients paying out of pocket in Pennsylvania's no-mandate environment.
For patients in Point Breeze, South Philadelphia, Queen Village, Society Hill, Old City, Northern Liberties, and other neighborhoods surrounding Center City, a Locust Street location eliminates car dependence. Patients from University City, West Philadelphia, and the Main Line can access Center City by SEPTA.
Considering At-Home Insemination?
Not every fertility journey begins in a clinic. At-home intracervical insemination (ICI) is a lower-cost, private option that suits patients with no known fertility diagnosis — including single parents by choice, same-sex couples, and people who want to try a few cycles before committing to clinical treatment.
At-home insemination kits like those from MakeAMom come with step-by-step instructions designed for donor or partner sperm. Kits are a one-time purchase that can be reused until conception succeeds, require no clinic visit, and arrive in plain, discreet packaging. Many patients use them as a first step while working toward a fertility consultation — or alongside ovulation tracking while they wait for an appointment slot.
If you have a known fertility diagnosis, have been trying for 12 months without success (six months if you're over 35), or your physician has already recommended IUI or IVF, a board-certified reproductive endocrinologist is the right next step.
Insurance and Financing
Pennsylvania does not have a state IVF insurance mandate. Patients at CNY Fertility Philadelphia pay for IVF out of pocket unless their employer plan voluntarily provides fertility coverage. CNY Fertility's pricing model is specifically designed to address the out-of-pocket cost barrier, offering IVF cycle pricing that is significantly lower than typical academic or hospital-based fertility center pricing in the Philadelphia region.
For patients without employer fertility coverage, CNY's per-service transparent pricing allows patients to understand exactly what they are paying for each component (egg retrieval, fertilization, transfer, PGT) rather than navigating opaque bundled pricing. Financing through third-party fertility lenders is also available through the CNY network.
Frequently Asked Questions
Why does this practice appear under multiple names — Philadelphia Fertility Institute, CNY Fertility, and RMA Network? This reflects a common scenario in fertility practice real estate: the legal entity registered at this address (Philadelphia Fertility Institute) may predate the current operating brand. CNY Fertility is the current patient-facing brand operating here. The RMA Network association may reflect a historical affiliation or a prior period under that brand. Patients should contact the practice directly to confirm the current entity, brand, and physician team.
What makes CNY Fertility's pricing model distinctive? CNY Fertility operates on a principle of accessible pricing with transparency — offering IVF cycle costs substantially below the market rate at many academic and hospital-based programs. Their model is designed to make IVF financially accessible to patients who would otherwise be priced out of treatment. CNY's pricing approach separates each service component so patients know exactly what they are paying for.
Is the Locust Street location accessible by SEPTA? Yes. 815 Locust Street is steps from the Walnut-Locust station on the Broad Street Line and close to Market-Frankford Line connections. Multiple SEPTA bus routes also serve Center City. This is one of the most transit-accessible specialty clinic addresses in Philadelphia, making it a practical option for patients without cars.
Does Pennsylvania have any fertility insurance protections? Pennsylvania does not mandate IVF coverage. Patients rely on employer-sponsored voluntary benefits or self-pay. Some large Philadelphia-area employers (hospital systems, law firms, universities) include fertility benefits voluntarily. Check your employer's summary plan description and contact HR for details.
